Entrepreneurship PSHE lesson plan
A secondary PSHE lesson for Years 10 to 13 that helps UK teachers introduce entrepreneurial thinking through a structured, ready-to-teach lesson. Pupils explore how entrepreneurs spot opportunities, make decisions under uncertainty and think through money choices such as budgeting, saving, earning and risk. The lesson gives teachers a practical way to connect financial literacy and consumer understanding to entrepreneurial thinking, without needing extra preparation.
Financial Literacy
Snapshot
Entrepreneurship
This lesson gives teachers a structured way to introduce entrepreneurial thinking and practical money decisions to older secondary pupils. Feedback: 4.5/5 from 20 teacher ratings
Prep time:
5 to 10 minutes
Lesson length:
45 to 50 minutes
Key Focus
Exploring entrepreneurial thinking and practical financial decision-making
Lesson Format
Teacher-led discussion and structured activities
What pupils will learn
By the end of the lesson, students will be supported to:
Recognise
recognise the entrepreneurial way of thinking, such as spotting opportunities and weighing up risk
recognise practical money decisions, such as budgeting, saving and earning
recognise signs of financial risk, including scams or unrealistic promises
Understand
understand how risk and reward are connected in financial and business decisions
understand why consumer understanding matters when evaluating an idea or opportunity
Practise
practise weighing up risk before making a decision about money or an idea
practise applying budgeting or saving concepts to a practical example
practise using clear language to explain financial reasoning and decision-making
Who this lesson is for?
This lesson is designed for older secondary pupils in Years 10 to 13 who are building financial capability and beginning to think critically about money, risk and opportunity.
It is suitable for:
PSHE and financial capability lessons
careers or enterprise education
citizenship or vocational learning contexts
pastoral care or form time discussion
pupils preparing for work experience, further study or employment
Suitability should be based on more than age alone. Teachers should consider the lesson focus, pupil maturity, cohort needs, classroom culture, existing discussion norms and available support pathways.
Best used when
Use this lesson when students need clear, practical language for recognising unkind behaviour and knowing what to do next.
Introducing entrepreneurial thinking Use when pupils are new to enterprise or business concepts and need a starting point for discussing ideas, risk and decision-making.
Building financial capability Use when reinforcing budgeting, saving and risk awareness as part of a wider financial literacy focus.
Supporting careers and enterprise learning Use alongside careers education, enterprise projects or vocational learning where pupils are exploring business ideas.
Practising decision-making under risk Use when pupils need practice weighing up risk, reward and consumer understanding before making a choice.
Preparing for transition Use when pupils are preparing for further study, apprenticeships or employment and need practical financial confidence.
Creating structured PSHE discussion Use when you want a calm, teacher-led discussion connecting entrepreneurial thinking to everyday money decisions.
The lesson can be used proactively with the whole class. It does not need to follow a specific incident.
Why this lesson matters
Pupils benefit from practical, structured opportunities to think through money decisions before they face them independently. Entrepreneurial thinking is not only about starting a business. It also involves noticing opportunities, weighing up risk, understanding consumers and making considered financial decisions, skills pupils can use well beyond any single career path. This lesson supports financial confidence by helping pupils practise reasoning through money choices in a low-stakes classroom setting, ahead of decisions they may face around saving, spending, work and risk.
How this lesson supports wellbeing
This lesson supports student wellbeing by building practical social and emotional skills students can use in everyday school life. It helps students develop:
Capability How the lesson supports it
Financial confidence Pupils practise reasoning through everyday money decisions such as budgeting and saving.
Risk awareness Pupils consider risk and reward before making a financial or business decision.
Critical thinking Pupils evaluate ideas, opportunities and consumer information rather than accepting claims at face value.
Decision-making Pupils practise structured thinking when weighing up options with financial consequences.
Resilience Pupils consider that not every decision or idea will succeed, and that this is part of learning.
Communication Pupils practise explaining their financial reasoning clearly to others.
For teachers and school leaders, the lesson contributes to broader wellbeing, respectful relationships, child safety and pastoral care goals in Australian primary schools.
Teaching notes & Delivery Considerations
This lesson includes content about unkind behaviour, exclusion and asking adults for help. It should be taught with calm, clear discussion norms.

Before teaching
Remind pupils not to share personal or family financial details, and to use general examples instead
Frame discussion around scenarios and case examples rather than personal disclosures
Check pupils share a basic understanding of terms such as budgeting, saving and risk before extending into entrepreneurship concepts
Prepare a few simple money or business scenarios pupils can discuss if examples are needed

During delivery
Use practical, age-appropriate examples of money decisions, budgeting and risk
Encourage pupils to explain their reasoning when weighing up risk and reward
Keep discussion focused on concepts and decision-making rather than personal financial advice
Give pupils time to discuss in pairs or small groups before sharing with the class

Supporting safe discussion
Use privacy language rather than confidentiality when discussing money habits or family circumstances
Avoid singling out individual pupils' financial situations
Redirect any personal disclosures towards general, scenario-based discussion

Adaptation options
Extend discussion for pupils with prior business studies or economics knowledge
Simplify scenarios for pupils less familiar with financial terms
Link discussion to careers education or enterprise projects where relevant
Money discussions can occasionally surface personal or family financial difficulty. Be prepared to follow your school's safeguarding procedures and speak with the designated safeguarding lead if a pupil discloses harm or says they feel unsafe.

